Business Continuation and Succession

Business continuation planning is the process of identifying issues that may put your busoness at risk,

such as the the death or disability of a key employee or owner, and adopting risk management strategies to minimize, eliminate or transfer these risks.

Business Continuation Basics

1. Personal Financial Planning for the Owner
2. Business Continuation Planning
3. Business Succession Planning
4. Estate Planning

Potential Threats to Business

• Your business perfomance may lag due to the absence of the owner or key person.
• You could incur costs to replace the individual.
• Creditiors may restricts or withdraw credit.
• Supplies may tighten payment terms.
• Other employees may be enticed to other career opportunities if there is confusion and uncertinity surrounding the event.

The good news is that these risks can be managed. A risk management strategy involving insurance protection can help minimize the impact of the loss to the business.


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